Zero-Based Budgeting: What It Is and How to Use It

Over the past 12 months, the COVID-19 crisis has forced business leaders to double down on cost management, ensure liquidity, and scrutinize budgets. Apart from prompting short-term contingency measures—such as cutting back on marketing budgets or IT projects—the lockdowns have spurred cost reductions. Just consider the dramatically lower spending on travel that has accompanied the … Read more

Zoho Inventory Review 2023 Pricing, Pros, Cons

The developer, Zoho Corporation, indicated that the app’s privacy practices may include handling of data as described below. Get the multichannel advantage by establishing your presence across digital storefronts. Sell on multiple channels and track all your sales within Zoho Inventory. If you are already using one of the Zoho Finance apps, like Zoho Books, … Read more

Calculating PV of Annuity in Excel

Three approaches exist to calculate the present or future value of an annuity amount, known as a time-value-of-money calculation. You can use a formula and either a regular or financial calculator to figure out the present value of an ordinary annuity. Additionally, you can use a spreadsheet application such as Excel and its built-in financial … Read more

Cash Flow Statement Guide, Templates & Examples

For an investment company or a trading portfolio, equity instruments or receipts for the sale of debt and loans are also included because it is counted as a business activity. Cash flow statements help analysts, lenders, and investors assess the liquidity of a business and determine its overall financial health, and can help a business … Read more

Individuals Internal Revenue Service

However, the withholding tables couldn’t fully factor in other changes, such as the suspension of dependency exemptions and reduced itemized deductions. As a result, some taxpayers could have paid too little tax during the year if they did not submit a properly-revised W-4 withholding form to their employer or increase their estimated tax payments. Individuals, sole proprietors, partners … Read more

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